Suite · vs Sage · Xero · NetSuite · nCino
The finance stack that scales with the business.
Multi-entity GL, AP with OCR, AR collections, tax, close, and a full loans pipeline when you need it.
Multi-entity GL, AP with OCR, AR collections, tax, close, and a full loans pipeline when you need it.
Why operators switch
Composable. AI-native. White-labelled to the core.
Close faster
Configurable close checklist with reconciliations.
Get paid
Aged debt board, promise-to-pay and dunning sequences.
Decide credit
KYC/AML plus configurable scorecards.
Speed: configured in weeks
Signed order to tenant configured in four weeks, branded, trained and revenue-ready.
Intelligence on day one
Brain, Action Centre and forecasts shipped by default, not a Phase 2.
Efficiency, baked in
One stack, one data model, retire 4–8 vendors and the integration tax with them.
Savings of ~40% TCO
Operators typically cut SaaS + ops cost by ~40% in year one vs the named incumbent.
Suite modules
What ships with Finance & Lending OS
Ready modules deploy from our portfolio in days. Studio build modules are delivered fixed-price by our Customisation pod.
Ready to deploy (9)
finance
Loans & Finance Pipeline
Applications, decisions, drawdowns and servicing.
finance
Broker / Introducer Portal
Submission portal with commission tracking and statements.
finance
KYC / AML Checks
Identity, sanctions and PEP screening via integrated providers.
erp
General Ledger
Multi-entity, multi-currency ledger with journals, TB, P&L, BS and cash flow.
erp
Accounts Payable
OCR invoice inbox, three-way match, approval routing and payment runs.
erp
AR Collections Workbench
Aged debt board, promise-to-pay, disputes and dunning sequences.
erp
Multi-entity Consolidation
Entity tree, intercompany eliminations, FX revaluation and consolidated pack.
erp
Tax, VAT / GST / Excise
Tax codes per entity and jurisdiction, return periods and MTD-style submissions.
erp
Period Close
Configurable close checklist, reconciliation status, sign-off and ledger lock.
Customisation Studio (1)
finance
Credit Decisioning Rules
Configurable scorecards and auto-decision rules.
How we ship
Configured in ~24 weeks. White-labelled. Trained.
- 1
Day 1 – Week 2
Discovery & tailored version
90-minute discovery call on the off-the-shelf system, customisation areas mapped, tailored version presented within two weeks.
- 2
Week 2
Configure & brand
Tenant, RBAC, white-label theming, comms templates and core integrations.
- 3
Week 3
Migrate & train
Data migration via the Unified Data Engine, SSO, role-based training and a full dry-run.
- 4
Day 28
Go live & iterate
Phased cutover, hypercare, weekly numbers pack and quarterly business reviews.
Always included
SYSFLEX Core + Brain baseline
- Identity & RBAC , Multi-tenant auth, roles, SSO, audit trail.
- White-label Theming , Logos, colours, custom domain, branded comms.
- Notifications , Email, SMS, push and in-app messaging.
- Documents & E-Sign , Templated docs, contracts and legal e-signature.
- Audit Log & Data Retention , Immutable activity history with retention rules.
- Public API & Webhooks , Versioned REST API and outbound webhooks.
- Universal Booking Engine , Slots, resources, availability, calendar sync.
- Integrations Hub , Connector marketplace with OAuth and secret management.
- Custom Domains & SSL , Per-tenant domains with auto-provisioned certificates.
- Tenant Provisioning , Self-serve signup, plan selection and workspace bootstrap.
- Observability & SRE , Logs, traces, error capture and SLO dashboards.
- Custom CRM , Companies, contacts, sites, deals, pipelines.
- SYSFLEX Brain (AI Ops) , Anomaly detection, forecasts and next-best-action across every module.
- Action Centre , AI-prioritised single inbox of work across the business.
- Automations Engine , Visual workflow builder with triggers across modules.
- Live Dashboards , Drag/drop KPIs, embeddable, exportable.
- Weekly Numbers Pack , Auto-generated executive briefing every Monday.
Who it's for
Multi-entity groups, franchise HQs, lenders, brokers, credit unions, family offices.
Integrations
FAQ
Common questions about Finance & Lending OS
MTD ready?
Yes, VAT submissions with digital links.
Multi-currency?
Full FX revaluation and consolidated pack.
Loan servicing?
Origination through servicing and arrears.
Audit?
Immutable audit log and evidence vault.
Next step
Ship Finance & Lending OS in your colours, on your domain, in 24–36 weeks.
Send us your rollout brief. We'll come back within one working day to size the stack, walk the demo and quote the launch.